BODY, html { 
background:  #ffffff ;
margin: 0; 
font-family: arial, helvetica, veranda, sans-serif ;
font-size: 12pt ; 
color: #000077 ; 
}



A { 
text-decoration: none ; 
color: #6c6c6c ;
}

a:hover { 
color: #0000ff ;
text-decoration: underline  ; 

}


h1 {
font-family: arial,helvetica,veranda,sans-serif; 
font-size: 14pt; 
color: #000077;
}

h2 {
font-size: 12pt ;

}